@font-face{font-family:GeneralSans;src:url('fonts/GeneralSans-Variable.woff2') format('woff2');font-weight:300 800;font-display:swap}
:root{--bg:#f8f9fc;--surface:#fff;--ink:#172233;--muted:#5b6472;--line:rgba(15,76,129,.13);--blue:#1e6fc4;--navy:#0f4c81;--light:#eaf2ff;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:GeneralSans,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}a{color:inherit}.site-header{position:sticky;top:0;z-index:30;background:rgba(248,249,252,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.header-inner{max-width:var(--max);height:86px;margin:auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.brand img{width:44px;height:44px;object-fit:contain}.brand-copy{font-weight:760;color:var(--navy);font-size:20px;line-height:1.05}.brand-copy small{display:block;font-size:10px;letter-spacing:.15em;text-transform:uppercase;font-weight:650;margin-top:4px}.main-nav{display:flex;align-items:center;gap:22px}.main-nav>a{font-size:14.5px;font-weight:620;text-decoration:none;color:#334155}.main-nav>a:hover{color:var(--blue)}.header-cta,.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--navy);color:#fff;padding:13px 19px;font-size:14px;font-weight:700;letter-spacing:.01em;border:1px solid var(--navy);transition:.2s ease}.header-cta:hover,.btn:hover{background:var(--blue);border-color:var(--blue)}.btn.secondary{background:transparent;color:var(--navy);border-color:rgba(15,76,129,.28)}.btn.secondary:hover{background:var(--light)}.menu-toggle{display:none;border:0;background:transparent;font:inherit;color:var(--navy);font-weight:700}.mobile-nav{display:none}
.hero{background:linear-gradient(180deg,#fff 0%,var(--bg) 100%);border-bottom:1px solid var(--line)}.hero-inner{max-width:var(--max);margin:auto;padding:clamp(76px,10vw,132px) 24px clamp(68px,9vw,112px);display:grid;grid-template-columns:minmax(0,1.4fr) minmax(270px,.6fr);gap:72px;align-items:end}.eyebrow{font-size:11px;font-weight:760;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin:0 0 18px}.hero h1{font-size:clamp(42px,6vw,72px);line-height:.98;letter-spacing:-.045em;margin:0;max-width:13ch;text-wrap:balance}.hero-lead{font-size:clamp(17px,2vw,20px);line-height:1.65;color:var(--muted);max-width:62ch;margin:27px 0 0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}.hero-aside{border-left:1px solid var(--line);padding-left:30px}.hero-aside strong{display:block;font-size:14px;margin-bottom:12px;color:var(--navy)}.hero-aside ul{list-style:none;padding:0;margin:0;display:grid;gap:11px}.hero-aside li{font-size:14px;color:var(--muted);padding-bottom:11px;border-bottom:1px solid var(--line)}
.section{padding:clamp(72px,9vw,116px) 24px}.section.white{background:#fff}.wrap{max-width:var(--max);margin:auto}.section-head{display:grid;grid-template-columns:.7fr 1.3fr;gap:48px;margin-bottom:44px}.section-head h2{font-size:clamp(30px,4vw,46px);line-height:1.08;letter-spacing:-.032em;margin:0;text-wrap:balance}.section-head p{font-size:16.5px;color:var(--muted);margin:0;max-width:68ch}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.grid-3 article{padding:30px 26px;border-right:1px solid var(--line)}.grid-3 article:last-child{border-right:0}.num{font-size:11px;font-weight:750;color:var(--blue);letter-spacing:.12em}.grid-3 h3{font-size:20px;line-height:1.25;margin:17px 0 10px}.grid-3 p{font-size:14.5px;color:var(--muted);margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.split h2{font-size:clamp(30px,4vw,44px);line-height:1.1;letter-spacing:-.03em;margin:0 0 18px}.split p{color:var(--muted);margin:0 0 18px}.checklist{list-style:none;padding:0;margin:26px 0 0;border-top:1px solid var(--line)}.checklist li{padding:15px 0;border-bottom:1px solid var(--line);font-size:15px}.checklist li:before{content:"✓";color:var(--blue);font-weight:800;margin-right:12px}.note{background:var(--light);padding:28px;border-left:3px solid var(--blue)}.note strong{display:block;margin-bottom:8px;color:var(--navy)}.note p{font-size:14.5px;margin:0;color:#445064}
.links-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--line)}.links-grid a{display:flex;justify-content:space-between;gap:20px;align-items:center;text-decoration:none;padding:22px 0;border-bottom:1px solid var(--line);font-weight:680}.links-grid a:nth-child(odd){margin-right:28px}.links-grid a:nth-child(even){margin-left:28px}.links-grid span{color:var(--blue)}
.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:20px 0}summary{cursor:pointer;font-weight:700;font-size:17px;list-style:none}summary::-webkit-details-marker{display:none}details p{color:var(--muted);max-width:78ch;margin:14px 0 0}.cta-band{background:var(--navy);color:#fff}.cta-band .wrap{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}.cta-band h2{font-size:clamp(31px,4vw,48px);line-height:1.05;letter-spacing:-.035em;margin:0 0 12px}.cta-band p{color:rgba(255,255,255,.74);margin:0;max-width:65ch}.cta-band .btn{background:#fff;color:var(--navy);border-color:#fff}.cta-band .btn:hover{background:var(--light)}
.site-footer{background:#0b365d;color:rgba(255,255,255,.78);padding:58px 24px 26px}.footer-inner{max-width:var(--max);margin:auto}.footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:48px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.14)}.footer-brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}.footer-brand img{width:40px;height:40px}.footer-brand strong{font-size:18px}.footer-brand small{display:block;font-size:10px;letter-spacing:.12em;text-transform:uppercase}.footer-tag{font-size:14px;max-width:34ch;color:rgba(255,255,255,.62)}.footer-title{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#fff;font-weight:750;margin-bottom:14px}.footer-links{display:grid;gap:9px}.footer-links a{font-size:14px;text-decoration:none}.footer-links a:hover{color:#fff}.footer-bottom{padding-top:22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:12.5px}.crumbs{max-width:var(--max);margin:auto;padding:18px 24px 0;font-size:12.5px;color:var(--muted)}.crumbs a{text-decoration:none;color:var(--navy)}
@media(max-width:900px){.main-nav,.header-cta{display:none}.menu-toggle{display:block}.mobile-nav.open{display:grid;padding:0 24px 18px;gap:8px}.mobile-nav a{text-decoration:none;padding:10px 0;border-top:1px solid var(--line);font-weight:650}.hero-inner{grid-template-columns:1fr;gap:42px}.hero h1{max-width:16ch}.hero-aside{border-left:0;border-top:1px solid var(--line);padding:24px 0 0}.section-head,.split{grid-template-columns:1fr;gap:28px}.grid-3{grid-template-columns:1fr}.grid-3 article{border-right:0;border-bottom:1px solid var(--line)}.grid-3 article:last-child{border-bottom:0}.links-grid{grid-template-columns:1fr}.links-grid a:nth-child(n){margin:0}.cta-band .wrap{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:560px){.header-inner{height:76px;padding:0 18px}.brand-copy{font-size:17px}.brand img{width:40px;height:40px}.hero-inner,.section{padding-left:18px;padding-right:18px}.hero h1{font-size:40px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.hero-actions .btn{width:100%}.cta-band .btn{width:100%}}